AUTHOR DETAILS

Legislation

Legislative Advocacy for the Private Lending Industry

A Focus on National, California and East Coast Legislation By Amy Kame The National Private Lenders Association (NPLA) is committed to protecting the interests of the private lending industry. Through strategic partnerships with the Mortgage Bankers Association (MBA) and various state associations, the NPLA ensures that its members are well-informed and actively involved in the legislative processes that impact their businesses. As part of this initiative, the NPLA holds bi-weekly

Lending

Streamlining Nonbank Real Estate Transactions

Engage with Reliable and Thoroughly Vetted Industry Partners By Amy Kame and Jonathan Gearhart In the nonbank lending industry, the successful closure of a loan heavily relies on a number of stakeholders to work together to achieve a common goal. Borrowers, lenders, brokers, real estate agents, law firms, and title companies all depend on one another, and these entities play pivotal roles in ensuring transactions are executed efficiently and securely.

Funding & Alternative Lending

Rising Trends and the Impact of Non-QM and DSCR Lending

Factors Influencing Alternative Lending Products By Amy Kame This article will delve into the rising trends and the impact of non-QM and DSCR lending on today’s housing market. The Evolution of Non-QM and DSCR Lending The aftermath of the Great Financial Crisis prompted a shift in the mortgage industry’s approach to underwriting. To mitigate risks, mortgage originations saw a tightening of standards, with increased documentation and verification requirements. In response,

Industry Spotlight

The NPLA Publishes the Private Lending Glossary

A Standard Language Will Bring a Level of Cohesiveness Across Industry By Amy Kame With its intricate terminologies and concepts, the private lending industry can be seen as a dynamic ecosystem teeming with various entities and processes. In this environment, lenders, borrowers, regulators, and investors coexist and interact, propelling the industry’s growth and evolution. With this type of interdependence, a universal language — or, in this case, a standard glossary

Industry Spotlight

The U.S. Housing Market – What Role will Private Lending Play?

It is Crucial to Have a Network You Can Rely on By Amy Kame As the U.S. housing market continues to navigate the complexities of supply and demand dynamics and interest rate hikes, the role of private lenders has become increasingly important. NPLA members provide leadership and education to an industry that contributes innovative solutions to increase the availability and affordability of homes in America. Leading economists from Zillow, the