Capital Market Innovations Make Swaps Available to Anyone by Geoffrey Sharp As lenders experienced in Q3-Q4 of 2024, locking rates on loan commitments results in the assumption of interest rate risk that can adversely impact the final profitability of those loans: If interest rates rise after a loan commitment, the resale value of that loan falls, as shown in Exhibit 1. And the longer the final maturity of the loan,
Read More
A Double-Edged Sword by Radian Real Estate Management Residential Transition Loans (RTLs), also known as fix-and-flip mortgage loans, are short-term bridge, construction or renovation loans designed to help real estate investors looking to purchase and renovate properties. The primary advantage of RTLs is in their speed and efficiency over traditional lending processes. According to National Lending Pro, RTLs can provide funding within a week whereas traditional loans can take 30-45
Read More
… for the First Time Since 2022 by Lily Katz, Redfin Home prices rose from a year earlier in all 50 of the most populous U.S. metropolitan areas in December — the first time that has occurred since May 2022, when the pandemic homebuying frenzy caused prices to skyrocket. By comparison, home prices rose in 41 metros in December 2023. “Places that have long been known as affordable places to
Read More
National Median Home Price Climbs to $350,000 by ATTOM Staff ATTOM released its Year-End 2024 U.S. Home Sales Report, which shows that home sellers made a $122,500 profit on typical sales nationwide in 2024, generating a 53.8% return on investment. But even as both measures remained near record levels, and home prices kept rising around the country, the profit margin on median-priced sales nationwide decreased from 56.9% from 2023. The
Read More
Consumer Price Index, Government Affairs, Labor Market Update by David Howard The National Rental Home Council (NRHC) serves as the trade association for the single-family rental (SFR) home industry. NRHC members include owner-operators, builders, vendors, and service providers of single-family rental homes across the country. As part of our mission to provide market research and other tools to guide members through the ever-evolving housing market landscape, this article contains key
Read More
