Capital Market Innovations Make Swaps Available to Anyone by Geoffrey Sharp As lenders experienced in Q3-Q4 of 2024, locking rates on loan commitments results in the assumption of interest rate risk that can adversely impact the final profitability of those loans: If interest rates rise after a loan commitment, the resale value of that loan falls, as shown in Exhibit 1. And the longer the final maturity of the loan,
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New Integrations in Liquid Logics Platform By Sam Kaddah In the fast-paced world of private lending, efficiency, security, and reliability are paramount. Private lenders need robust tools to streamline their processes and mitigate risks. Borrowers seek a seamless experience, while investors demand transparency and security. Liquid Logics, a leader in lending solutions, is excited to announce two powerful integrations into our platform: construction fund control and risk management analytics and
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Engage with Reliable and Thoroughly Vetted Industry Partners By Amy Kame and Jonathan Gearhart In the nonbank lending industry, the successful closure of a loan heavily relies on a number of stakeholders to work together to achieve a common goal. Borrowers, lenders, brokers, real estate agents, law firms, and title companies all depend on one another, and these entities play pivotal roles in ensuring transactions are executed efficiently and securely.
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The Future of Capital Markets Operations is Here By Stuart Wall With housing inventory at an all-time low, there is a growing opportunity for many Residential Transition Loans (RTL) investors. This opportunity has been stifled in the last 18 months by interest hikes and the uncertainty of when market conditions will settle or improve. These same market dynamics have led to a boom in private credit that brings its own
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The Power of Rescue Capital Loans By Ruben Izgelov After a prolonged period of elevated interest rates, many investors are experiencing higher-than-budgeted interest obligations. Many investors are unable to refinance maturing debt because their properties do not cover the debt servicing requirements used by most lenders. An emerging solution for what we forecast will continue to be a tremendous hurdle impacting investors in 2024: rescue capital loans. Rescue capital providers
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Institutional Investors & New Lending Models Are Reshaping the Industry By Cory Nemoto Private money as we know it today is not what it was less than a decade ago. Within the past decade alone, the private lending space has evolved, changed, and gone through multiple cycles. In that time, private lending has shifted from being solely a niche endeavor; today, it stands as an institutionalized force, presenting fresh opportunities
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