Legal

Changes to California HOBR

Changes to California HOBR

The “Big” Guys, “Little” Guys, and Those In Between by T. Robert Finlay, Esq. During the height of the Financial Crisis, California passed its landmark legislation intended to help homeowners facing foreclosure — the Home Owner Bill of Rights (HOBR). In short, HOBR required loan servicers to...

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California’s Recently Passed SB 567

California’s Recently Passed SB 567

What to Understand Before Jumping into the Fire By Todd E. Chvat, Esq. and T. Robert Finlay, Esq. SB 567 directly impacts two sets of property owners — fix-and-flip investors planning to substantially remodel or rebuild a property for resale AND property owners planning to move into an occupied...

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California’s Assembly Bill 1033

California’s Assembly Bill 1033

May be a Game Changer for the Development of Accessory Dwelling Units By Kathryn Moorer, Esq. and T. Robert Finlay, Esq. You may have read or heard a lot about Accessory Dwelling Units or ADUs (also colloquially known as Mother-in-Law Suites) recently as building restrictions have been relaxed...

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The Mid-Pandemic Battle of Legal Interpretation

The Mid-Pandemic Battle of Legal Interpretation

Centers for Disease Control Eviction Order and Constitutionality Dilemma by Jenna Baum, Esq. and Justin Ortega, Esq. Early September of 2020, six months after the pandemic began and while many state eviction moratoriums had already come to an end, the Centers for Disease Control and Prevention...

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The Future of Opportunity Zone Tax Benefits for Real Estate

The Future of Opportunity Zone Tax Benefits for Real Estate

A Legal Perspective on Benefits, Requirements and Criticisms by Jenny Connors The opportunity zone (“OZ”) tax incentive, which was enacted as part of the Tax Cuts and Jobs Act, has been a major catalyst for real estate investment over the past three years. Initiated as a bipartisan effort for...

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Understanding the Difference Between RIN and RON

Understanding the Difference Between RIN and RON

E-closings are likely here to stay, so make sure you understand how they can be used. Typically, the closing process includes a variety of inperson tasks, culminating in the actual signing ceremony. To help keep real estate transactions moving forward during the coronavirus pandemic, the closing...

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Leases, Mortgages and Court Proceedings in the Age of COVID-19

Leases, Mortgages and Court Proceedings in the Age of COVID-19

What are your options for seeking relief? American business was functioning rather well before the COVID-19 pandemic. Contracts were predictable to follow, based upon ordinary operations and expectations. COVID-19 changed all that. Overnight, American business had to contend with local and state...

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COVID-19 Forbearance Plans and Residential Defaults

COVID-19 Forbearance Plans and Residential Defaults

What will happen when the plans end, and what opportunities does the situation provide for investors? Not wanting to repeat the number of foreclosures during the previous financial crisis, both federal and state governments placed moratoriums on residential foreclosures across the country. To keep...

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