REI INK

Funding & Alternative Lending

Funding Alternative Lending Strategies

Four Options for the Real Estate Investor by Marc Connelly With traditional lending institutions pulling back, and 4.5 million individuals, couples, and families struggling to find suitable units amid the housing shortage, investors, developers, and homebuilders across the nation are doing their part to close the gap — with the help of some surprisingly innovative financing options. Here are four options built with investors in mind: Option One PRIVATE LENDERS

Read More

A Newfound Hope

How Investors are Shifting with the Market by Amy Daniel There is an emerging excitement for investors as activity is beginning to reignite in the space. For the last few years, there was a pause in the market as rates increased, housing costs soared, and inventory remained low. But as 30-year fixed mortgage rates begin to drop, there is a newfound hope across the entire market, with rates averaging 6.46%

Read More

Understanding New Construction Investments

A Challenge Well Worth its Rewards by Andy Bates Navigating today’s market often requires a sense of dynamism. Working between flipping properties and rental holds has helped many investors maintain and grow their business, but these are not the only kinds of investments available to the savvy investor. New construction is another lucrative investment type but its distinction from an existing property comes with significant process changes for the investor.

Read More

Maximizing Your Retirement Strategy

The Power of Self-Directed Accounts by John “Jack” Kiley, CPA, CISP I have been working with retirement accounts for a long time. As a young CPA, at the first CPA practice I worked for, I learned about self-directed retirement accounts. The firm’s basic recipe was to provide bookkeeping services for its clients’ business activities and then prepare the business and individual tax returns. As a client’s business became more profitable

Read More

Rising Trends and the Impact of Non-QM and DSCR Lending

Factors Influencing Alternative Lending Products By Amy Kame This article will delve into the rising trends and the impact of non-QM and DSCR lending on today’s housing market. The Evolution of Non-QM and DSCR Lending The aftermath of the Great Financial Crisis prompted a shift in the mortgage industry’s approach to underwriting. To mitigate risks, mortgage originations saw a tightening of standards, with increased documentation and verification requirements. In response,

Read More

Private Real Estate Credit

Investors Are Taking Notice By Brian Walter and John Lettera Commercial real estate focused on one to four and multi-family is in the initial stages of a seismic shift in its financing. The recent ills of regional banks, along with the threat of impending legislation and the need for greater balance sheet liquidity, means that capital that used to flow freely is drying up—with no sign of easing. The financing

Read More