The Good, the Bad & the Ugly

A 2025 Mortgage Prediction by David Sober As housing finance enters another challenging year, the mortgage business in 2025 will be significantly affected by a few emerging trends we may categorize as the good, the bad, and the ugly. Let’s begin with the ugly trends. The Ugly: Home Prices Will Not Offer Much Help The overall state of the economy profoundly impacts the housing market. Economic growth, job creation, and

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Smart From the Ground Up

Integrating Future-Proof Tech in BTR Communities by Sheri Young Built-to-rent (BTR) is a rising housing trend and as demand grows, the appeal is obvious — renters want to live in newly built single-family homes with a yard while also enjoying amenities typically only seen in multi-family or condo units. When designing BTR communities, long-term durability is a key goal. Owners and operators can reduce maintenance costs by installing high-quality, long-lasting

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The AI Revolution in Private Lending

How Small Firms Can Leverage Technology to Stay Competitive by Leila Morinaga The private lending industry is undergoing a significant transformation, driven by the rapid adoption of artificial intelligence (AI). At KÉCŌ Capital, we have closely observed the impact of AI on lending operations, and the results are undeniable. AI streamlines underwriting, enhances risk assessment, and improves borrower experiences. Smaller private lenders can leverage AI-driven solutions to boost efficiency and

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Empowering Communities Through Financial Literacy & Quality Housing

Quinn Residences is Redefining Accessible Living with Intentional Solutions by Julese Dortch The decision to rent or buy a home remains one of the most consequential financial choices households face. With interest rates elevated and home prices at historic highs, securing affordable, high-quality housing has become a formidable challenge. At Quinn Residences, we bridge this gap by delivering purpose-driven communities that align with residents’ financial and lifestyle goals — prioritizing

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Recent Natural Disasters Have Reshaped the Market

What Investors Can Do to Protect Their Portfolios by Scott Phillips The United States has seen a surge in natural disasters presenting major challenges for rental property investors. From severe flooding in North Carolina to devastating wildfires in California and an increase in wind, hail, and deep freeze events across the Midwest, these disasters are reshaping the real estate insurance landscape. As an executive in one of the largest MGUs

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Billion-Dollar Title Troubles

The Hidden Costs in These Two Investment Markets by Radian Title Services Maximizing your returns may lie in finding the right properties and carefully managing every step of the acquisition process. Few things can interfere with a deal quite like title issues during closing, and some real estate markets grapple with more title challenges than others. Some surprising examples include: Philadelphia, Pennsylvania Philadelphia is a prime example of title issues

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