Breaking Barriers

Empowerment, Authenticity, and Mindful Leadership in Private Lending by Janine Cascio When I reflect on my journey in the world of real estate finance, one theme consistently stands out: breaking barriers. For me, these barriers have ranged from navigating systemic challenges as a woman in a male-dominated industry to redefining how people think about financing their real estate dreams. At Simplending Financial, I have made it my mission to not

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Mortgage Lending to Real Estate Investing

Focus on Honesty and Customer Service Dean Bendall/Bendall Properties, LLC is an independently owned and operated franchise business owner with HomeVestors® of America, Inc. (HVA) in the Metro Atlanta market. He started his franchise, Bendall Properties, in 2019, but earnestly began working the HVA system in 2020. Today, he and his wife and business partner, Sandy, are purchasing over 20 houses per year in the Metro Atlanta area. From Mortgage

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Secure Your Investments

4 Strategies to Help Mitigate Title Issues by Radian Title Services Don’t let title problems slow you down. While title challenges may hold some people back from reaching their investment goals, you do not have to be one of them. Mastering the art of resolving title issues may be your key to success in a competitive market. By tackling title problems head-on, you are not just clearing obstacles; you are

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Hedging Loan Commitments with Eris SOFR

Capital Market Innovations Make Swaps Available to Anyone by Geoffrey Sharp As lenders experienced in Q3-Q4 of 2024, locking rates on loan commitments results in the assumption of interest rate risk that can adversely impact the final profitability of those loans: If interest rates rise after a loan commitment, the resale value of that loan falls, as shown in Exhibit 1. And the longer the final maturity of the loan,

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Understanding Residential Transition Lending

A Double-Edged Sword by Radian Real Estate Management Residential Transition Loans (RTLs), also known as fix-and-flip mortgage loans, are short-term bridge, construction or renovation loans designed to help real estate investors looking to purchase and renovate properties.  The primary advantage of RTLs is in their speed and efficiency over traditional lending processes. According to National Lending Pro, RTLs can provide funding within a week whereas traditional loans can take 30-45

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Home Prices Are Rising in Every Major Metro…

… for the First Time Since 2022 by Lily Katz, Redfin Home prices rose from a year earlier in all 50 of the most populous U.S. metropolitan areas in December — the first time that has occurred since May 2022, when the pandemic homebuying frenzy caused prices to skyrocket. By comparison, home prices rose in 41 metros in December 2023. “Places that have long been known as affordable places to

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